Restaurant Insurance

Restaurant Insurance2022-01-21T22:37:34+00:00

You and your employees put in the long hours to ensure your guests are satisfied. Don’t let that hard work be put at risk. The restaurant industry has its own distinct risks and your insurance should cover them all. Hospitality Insurance Agency brings you 100 plus combined years of experience to give you insurance coverage that will serve your restaurant well. As a true member of your team, we’ll work together to get you and your team the right coverage at the best price possible.

Key Available Coverages for Restaurant Insurance

  • Assault & Battery
  • Auto/Valet Liability (Including Auto Physical Damage)
  • Burglary
  • Boiler & Machinery
  • Crime/Employee Dishonesty
  • Defense Cost Outside the Aggregate Limits
  • Employee Benefit Liability
  • Employee Practice Liability Insurance (EPLI)
  • Fire
  • Flood
  • Fire Legal
  • General Liability
  • Hired Auto & Non-Owned Auto
  • Liquor Liability
  • Medical Payments
  • Ordinance & Law
  • Products and Completed Operations
  • Property Insurance/Building:
    – Tenant Improvements/Betterments
    – Contents
    – Business Income
    – Equipment Breakdown
    – Food Contamination/Spoilage
    – Theft of Money
  • Theft
  • Umbrella/Excess Liability
  • Vandalism
  • Workers Compensation and Employers Liability
  • Financial Stability: Issuing policies from A.M Best “A” Rated Insurance Carriers, with the financial strength to provide stable, consistent and competitive pricing.


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