Leading Hospitality Insurance Agency


Contact an Agent

As a premier insurance broker in the hospitality and entertainment industry, Hospitality Insurance Agency offers comprehensive insurance coverage and top-notch services to businesses across the sector.

Our team of experienced brokers recognizes the dedication and effort you’ve invested in your enterprise and will go above and beyond to safeguard it.

From restaurants and hotels to nightclubs and gentlemen’s clubs, each hospitality business faces distinctive risks and obstacles. That’s why it’s crucial to collaborate with agents who comprehend the intricacies of this industry and your aspirations as an entrepreneur. With Hospitality Insurance Agency, you’ll have peace of mind knowing that your business is well-protected by experts who know precisely what they’re doing.

Bartender pours glass flutes with champagne

Nightclub Insurance

You and your team work tirelessly so your guests can enjoy their night. We’ll work tirelessly to find you nightclub insurance coverage to keep your nightclub or lounge protected from the unique hazards your industry offers.

Nightclub Coverage
Mixologist pours signature cocktail behind bar

Bar Insurance

It takes a serious work ethic to run a bar and serious insurance to protect it. With any business in the hospitality industry, it’s vital to protect your team as well yourself with the appropriate coverage. We can help with that!

Bar Coverage
Busy restaurant filled with guests

Restaurant Insurance

We know that working in a restaurant is hard enough work as it is, without worrying about the hazards of the job. We’ve been there. Let us focus on protecting your business, letting you focus on the service and your team.

Restaurant Coverage
Hospitality employee granting hotel key to guest

Hotel & Motel Insurance

Due to the industry’s unique nature, hoteliers require insurance to cover their business, guests, and employees 24/7. Our agency has over 100 years of combined experience to help you find the right coverage for the job.

Hotel & Motel Coverage
Master brewer in the early steps of the brewing process

Microbrewery Insurance

You brew it. We’ll ensure it. The quality of your product should be your only concern. Insurance is something you shouldn’t have to worry about. We’ll make sure you understand exactly what you need, and then we’ll get it for you.

Microbrewery Coverage
Gentleman straightens his tie wearing suit and luxury accessories

Gentlemen’s Club Insurance

Adult Clubs, Strip Clubs, and Gentlemen’s Clubs require coverage for their unique offerings. The night can be unpredictable and your insurance should protect you and your employees against whatever happens.

Gentlemen’s Club Coverage


“Hospitality Insurance Agency was able to save us money on EVERY policy they replaced!”

Read More

Gentlemen’s Club

“We are proud to say that we have an insurance agent of this caliber on our TEAM!”

Read More


“I have the reassurance that our group is in the best hands of a truly trusted insurance advisor.”

Read More



Our long-standing relationships and elite status in the insurance industry allow us to package comprehensive, tailored programs that cater to your precise needs while guaranteeing the most competitive prices available.

Drop us a line to contact an agent and find the right plan for your business.

Contact an Agent
What is covered by Hospitality Insurance?2023-03-02T16:11:34+00:00

Coverage varies greatly depending on what facet of the hospitality sector you operate. Here are some examples:

  • Assault & Battery
  • Auto/Valet Liability (Including Auto Physical Damage)
  • Burglary
  • Boiler & Machinery
  • Crime/Employee Dishonesty
  • Defense Cost Outside the Aggregate Limits
  • Employee Benefit Liability
  • Employee Practice Liability Insurance (EPLI)
  • Fire
  • Flood
  • Fire Legal
  • General Liability
  • Hired Auto & Non-Owned Auto
  • Liquor Liability
  • Medical Payments
  • Ordinance & Law
  • Products and Completed Operations
  • Property Insurance/Building:
    – Tenant Improvements/Betterments
    – Contents
    – Business Income
    – Equipment Breakdown
    – Food Contamination/Spoilage
    – Theft of Money
  • Theft
  • Umbrella/Excess Liability
  • Vandalism
  • Workers Compensation and Employers Liabilty
  • Financial Stability: Issuing policies from A.M Best “A” Rated Insurance Carriers, with the financial strength to provide stable, consistent and competitive pricing.
Are my staff and guests covered as well?2023-03-02T16:14:17+00:00

Yes. Human resources are vital to the success of your business, and coverage of this kind should be considered an essential part of the offered benefits package.

What hospitality businesses need insurance?2023-03-02T17:46:24+00:00

If your business is related to food and beverage, travel and tourism, or lodging and recreation, it is considered the hospitality category and vulnerable to litigious repercussions.  Thus, it should have comprehensive insurance coverage. We are considered by many the leading agency in the country for providing hospital insurance coverage. In addition, we provide bar and pub insurance, nightclub insurance, gentleman’s club insurance, restaurant insurance, hotel insurance, brewery insurance, motel insurance, special event insurance, concert insurance, etc.

Why do I need hospitality insurance?2023-03-02T17:47:19+00:00

Today’s business culture is wrought with exposure to litigation over every type of claim, from the severe to the frivolous. As with any insurance policy, hospitality insurance protects you from business interruption or claims against you or your operation. 

We cover a broad range of industries, with the resources you need to determine what coverage is best for you. After 70+ years in the business, we have seen it all and can advise on any business or situation.

How much does it cost?2023-03-02T17:41:30+00:00

Because of the varying nature of hospitality insurance and a great deal of nuance required depending on the type of business, it is difficult to give a precise estimate. If you are curious or have questions about cost, please fill out our contact form with pertinent information about your business and the type of hospitality insurance coverage you have questions concerning.

How long has Hospitality Insurance Agency been providing insurance?2023-03-02T17:42:39+00:00

Since 1948. Because of this, we have a firm grasp of the industry’s oscillations and legal requirements and, most importantly, what it takes to ensure your business and assets are always protected. A company doesn’t survive for over 70 years unless it has the knowledge, stability, and expertise to keep its clients satisfied.

What makes The Hospitality Insurance Agency better than its competition?2023-03-02T16:13:10+00:00

Over 70 years in the industry sets us apart from nearly all competitors; however, specialization is the key. Focusing solely on hospitality insurance gives us an additional competitive edge. Over the years, our long-standing relationships and status in the industry have afforded us the access and experience to package comprehensive, custom-tailored programs more effectively than any other agency. 

Besides coverage, what are other benefits of having insurance in the hospitality industry?2023-03-02T17:44:04+00:00

One of the biggest is when it comes time to secure additional funding. When financial institutions know you have a comprehensive insurance policy in place, they will know you are protected and more inclined to approve additional financing.

Go to Top