As a premier insurance broker in the hospitality and entertainment industry, Hospitality Insurance Agency offers comprehensive insurance coverage and top-notch services to businesses across the sector.
Our team of experienced brokers recognizes the dedication and effort you’ve invested in your enterprise and will go above and beyond to safeguard it.
From restaurants and hotels to nightclubs and gentlemen’s clubs, each hospitality business faces distinctive risks and obstacles. That’s why it’s crucial to collaborate with agents who comprehend the intricacies of this industry and your aspirations as an entrepreneur. With Hospitality Insurance Agency, you’ll have peace of mind knowing that your business is well-protected by experts who know precisely what they’re doing.
HOSPITALITY INSURANCE
PLANS & COVERAGE
Our long-standing relationships and elite status in the insurance industry allow us to package comprehensive, tailored programs that cater to your precise needs while guaranteeing the most competitive prices available.
Drop us a line to contact an agent and find the right plan for your business.
Coverage varies greatly depending on what facet of the hospitality sector you operate. Here are some examples:
- Assault & Battery
- Auto/Valet Liability (Including Auto Physical Damage)
- Burglary
- Boiler & Machinery
- Crime/Employee Dishonesty
- Defense Cost Outside the Aggregate Limits
- Employee Benefit Liability
- Employee Practice Liability Insurance (EPLI)
- Fire
- Flood
- Fire Legal
- General Liability
- Hired Auto & Non-Owned Auto
- Liquor Liability
- Medical Payments
- Ordinance & Law
- Products and Completed Operations
- Property Insurance/Building:
– Tenant Improvements/Betterments
– Contents
– Business Income
– Equipment Breakdown
– Food Contamination/Spoilage
– Theft of Money - Theft
- Umbrella/Excess Liability
- Vandalism
- Workers Compensation and Employers Liabilty
- Financial Stability: Issuing policies from A.M Best “A” Rated Insurance Carriers, with the financial strength to provide stable, consistent and competitive pricing.
Yes. Human resources are vital to the success of your business, and coverage of this kind should be considered an essential part of the offered benefits package.
If your business is related to food and beverage, travel and tourism, or lodging and recreation, it is considered the hospitality category and vulnerable to litigious repercussions. Thus, it should have comprehensive insurance coverage. We are considered by many the leading agency in the country for providing hospital insurance coverage. In addition, we provide bar and pub insurance, nightclub insurance, gentleman’s club insurance, restaurant insurance, hotel insurance, brewery insurance, motel insurance, special event insurance, concert insurance, etc.
Today’s business culture is wrought with exposure to litigation over every type of claim, from the severe to the frivolous. As with any insurance policy, hospitality insurance protects you from business interruption or claims against you or your operation.
We cover a broad range of industries, with the resources you need to determine what coverage is best for you. After 70+ years in the business, we have seen it all and can advise on any business or situation.
Because of the varying nature of hospitality insurance and a great deal of nuance required depending on the type of business, it is difficult to give a precise estimate. If you are curious or have questions about cost, please fill out our contact form with pertinent information about your business and the type of hospitality insurance coverage you have questions concerning.
Since 1948. Because of this, we have a firm grasp of the industry’s oscillations and legal requirements and, most importantly, what it takes to ensure your business and assets are always protected. A company doesn’t survive for over 70 years unless it has the knowledge, stability, and expertise to keep its clients satisfied.
Over 70 years in the industry sets us apart from nearly all competitors; however, specialization is the key. Focusing solely on hospitality insurance gives us an additional competitive edge. Over the years, our long-standing relationships and status in the industry have afforded us the access and experience to package comprehensive, custom-tailored programs more effectively than any other agency.
One of the biggest is when it comes time to secure additional funding. When financial institutions know you have a comprehensive insurance policy in place, they will know you are protected and more inclined to approve additional financing.
